The Client Protection Pathway is the global home for all stakeholders committed to ensuring that financial products and services avoid harming clients. These global stakeholders fall into three categories: committed institutions (financial service providers); certified institutions (financial service providers); and signatories to the Joint Statement.
![KHUSHHALI MICROFINANE BANK](https://cerise-sptf.org/wp-content/uploads/2022/08/Khushhali-Microfinance-Bank.jpg)
Khushhali Microfinance Bank
Pakistan
Certification Level: Gold
Certified by MFR
2021
![Kashf Foundation](https://cerise-sptf.org/wp-content/uploads/2022/08/CP-Kashf-Foundation-Logo.png)
Kashf Foundation
Pakistan
Certification Level: Gold*
Certified by MFR
2020
![Kinara Capital](https://cerise-sptf.org/wp-content/uploads/2022/08/CP-Kinara-Capital-Logo-1024x576.jpg)
Kinara Capital
India
Certification Level: Gold*
Certified by MFR
2021
![](https://cerise-sptf.org/wp-content/uploads/2023/03/KOMIDA_092022_MFR.png)
KSP Mitra Dhuafa (KOMIDA)
Indonesia
Certification Level: Gold
Certified by MFR
2022
*This financial service provider was certified under the Smart Campaign Client Protection Certification program. The Smart Campaign Client Protection Certification is equivalent to the Cerise+SPTF Gold level of achievement.