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Who Is on the Pathway – H

The Client Protection Pathway is the global home for all stakeholders committed to ensuring that financial products and services avoid harming clients. These global stakeholders fall into three categories: committed institutions (financial service providers); certified institutions (financial service providers); and signatories to the Joint Statement.

A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z

*This financial service provider was certified under the Smart Campaign Client Protection Certification program. The Smart Campaign Client Protection Certification is equivalent to the Cerise+SPTF Gold level of achievement.

Practical Dreamers

Cerise+SPTF are practical dreamers. Since our origins in the late 1990s-early 2000s (when inclusive finance was better known as microfinance), there has been steadily growing interest in social performance: in making sure that vulnerable low-income clients are not exploited, and that products and services help create better lives. Many organizations have published high-level principles and frameworks. Cerise+SPTF translate those aspirations into concrete, practical actions.
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Cerise+SPTF is a joint venture between SPTF | US, SPTF | Europe, and Cerise. Cerise+SPTF pursues a common strategic plan and shares resources under a Memorandum of Understanding. For legal purposes, we remain three separate entities incorporated in, and subject to the laws of, our respective home countries.