The Client Protection Pathway is the global home for all stakeholders committed to ensuring that financial products and services avoid harming clients. These global stakeholders fall into three categories: committed institutions (financial service providers); certified institutions (financial service providers); and signatories to the Joint Statement.
![](https://cerise-sptf.org/wp-content/uploads/2022/11/COAC-4-de-Octubre-Logo.png)
COAC 4 de Octubre
Ecuador
Certification Level: Gold
Certified by MFR
2022
![CHAMROEUM MICROFINANCE PLC](https://cerise-sptf.org/wp-content/uploads/2022/08/chamroeun-150x150.jpg)
Chamroeun Microfinance PLC
Cambodia
Certification Level: Gold*
Certified by M-CRIL
2019
![COOPERATIVA DE AHORRO Y CRÉDITO CÁMARA DE COMERCIO DE AMBATO LTDA (CCCA)](https://cerise-sptf.org/wp-content/uploads/2022/08/CCCA.png)
COOPERATIVA DE AHORRO
Y CRÉDITO CÁMARA DE
COMERCIO DE AMBATO LTDA
(CCCA)
Ecuador
Certification Level: Silver
Certified by MFR
2021
![](https://cerise-sptf.org/wp-content/uploads/2023/04/Cashpor-Logo.png)
Cashpor Micro Credit
India
Certification Level: Gold
Certified by MFR
2023
*This financial service provider was certified under the Smart Campaign Client Protection Certification program. The Smart Campaign Client Protection Certification is equivalent to the Cerise+SPTF Gold level of achievement.