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Minimum Safeguards

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This document was developed in close cooperation over many months by asset managers and investors in the financial inclusion industry.  We particularly wish to thank for their active sub-group contributions Alice Rullier-Maugüé and Edouard Sers of Grameen Crédit Agricole Foundation, Camila Castaneda Quintero of Invest in Vision, Cécile Lapenu of CERISE, Farida Abdulhafizova of Enabling Qapital AG, Mariella Llontop of Bank Im Bistum Essen eG, and Michael Crayne and Pascal Spreen of FS Finance.

We would like also to thank for their feedback our peers from Actiam, ASN Impact Investors, Blue Orchard, Innpact, LMDF, Finance in Motion, Incofin, Symbiotics, and Triple Jump.  

If you have any questions about this document, please contact Edouard Sers at edouard.sers@credit-agricole-sa.fr.

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Practical Dreamers

Cerise+SPTF are practical dreamers. Since our origins in the late 1990s-early 2000s (when inclusive finance was better known as microfinance), there has been steadily growing interest in social performance: in making sure that vulnerable low-income clients are not exploited, and that products and services help create better lives. Many organizations have published high-level principles and frameworks. Cerise+SPTF translate those aspirations into concrete, practical actions.
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Cerise+SPTF is a joint venture between SPTF | US, SPTF | Europe, and Cerise. Cerise+SPTF pursues a common strategic plan and shares resources under a Memorandum of Understanding. For legal purposes, we remain three separate entities incorporated in, and subject to the laws of, our respective home countries.